Mortgage Woes and How We Are Here to Protect You
Recently, the Mortgage and Real Estate industry is being bombarded in the media just like Barry Bonds and his alleged use of steroids - all negative. For those who do not know us we are not one's to really dwell on anything negative and really try to stay upbeat.
We read about it in the news, other online blogs, watch it on TV. And we even get to watch "Kramer", who is that nut on MSNBC, lose his mind. Seriously lose his mind.
For those who have not heard, the lending industry is in a pickle. Private sources of credit (i.e. banks) have dried up or severely tightened their lending policies because they are being burned in the mortgage-backed securities market. Loan brokers also encourage buyers into risky subprime loans and now they are forced with climbing rates and a change in the economy. What does this mean for many homeowners who bought into these loans - FORECLOSURES. But all in all, it is pretty complicated and we would be more than happy to discuss any of this with you.
This is a time when experience really matters - from your Realtor and Lender. Expert advice is crucial in times like this. Remember that seasoned agents were there when the rates were up to 16 percent at one time and made things work, safely and with security. We also encourage that you ask us for who we recommend for a lender. We have built a strong referral network with qualified individuals who can make sense of all of the madness and most of all...stay positive, so you can still sell and buy your home.
Friday, August 10, 2007
Monday, June 25, 2007
Friday, June 15, 2007
MY "APPRECIATION" OF PACIFICA
Over the last 3 years I have had the opportunity to view a side of Pacifica that I never knew about - The beauty, convenience, and the people.
Pacifica to me is so close to San Francisco, that it reminds me of the commute that I was making from Pacific Beach in San Diego to downtown San Diego when I was living down there. It is a straight shot to a place that I love so much, San Francisco.
From my home in gorgeous Pedro Point, which is the southern most part of Pacifica, I can get to the BART Station in 10 minutes, downtown in under 20, and over the Golden Gate in also 20. This is without some traffic though.
Since I love to surf, too, Linda Mar Beach, I am coming to find out is a very consistent break (but it sometimes does get a little crowded).
As for real estate, Pacifica is still VERY UNDER MARKET compared to the rest of the coastal homes in the BAY AREA. A ranch home, $650K, 1000 square feet, blocks from the beach??? 2 Bed and 2 bath Condo's with ocean views for under $550K???
With a focus on education, commerce directed to the thousands of beach go'ers, and the tunnel going in at Devil's Slide...my prediction for Pacifica - Appreciation (literally).
Over the last 3 years I have had the opportunity to view a side of Pacifica that I never knew about - The beauty, convenience, and the people.
Pacifica to me is so close to San Francisco, that it reminds me of the commute that I was making from Pacific Beach in San Diego to downtown San Diego when I was living down there. It is a straight shot to a place that I love so much, San Francisco.
From my home in gorgeous Pedro Point, which is the southern most part of Pacifica, I can get to the BART Station in 10 minutes, downtown in under 20, and over the Golden Gate in also 20. This is without some traffic though.
Since I love to surf, too, Linda Mar Beach, I am coming to find out is a very consistent break (but it sometimes does get a little crowded).
As for real estate, Pacifica is still VERY UNDER MARKET compared to the rest of the coastal homes in the BAY AREA. A ranch home, $650K, 1000 square feet, blocks from the beach??? 2 Bed and 2 bath Condo's with ocean views for under $550K???
With a focus on education, commerce directed to the thousands of beach go'ers, and the tunnel going in at Devil's Slide...my prediction for Pacifica - Appreciation (literally).
Saturday, June 09, 2007
By Referral Only - Our Philosophy & The Way we do Business
We like to be different...and definitely different from most others in our industry. Our approach and philosophy is simple - By Referral Only:
Means devoting our time and energy to focusing on your goals, offering you options and providing the excellent service you deserve and expect. Our commitment to high-quality service continues even after our transaction is complete. In response to this superior service, we depend on your endorsements and referrals from family, friends, neighbors, and co-workers. It is our burning desire to build a business based on strong, lasting relationships through confidence and trust.
We hope this gives you a better idea of how we can best serve you and those who you care about.
Have a great day!
Nate
We like to be different...and definitely different from most others in our industry. Our approach and philosophy is simple - By Referral Only:
Means devoting our time and energy to focusing on your goals, offering you options and providing the excellent service you deserve and expect. Our commitment to high-quality service continues even after our transaction is complete. In response to this superior service, we depend on your endorsements and referrals from family, friends, neighbors, and co-workers. It is our burning desire to build a business based on strong, lasting relationships through confidence and trust.
We hope this gives you a better idea of how we can best serve you and those who you care about.
Have a great day!
Nate
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